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What belongs in a capital works fund

· 1 min read · NovaSM

title: "What belongs in a capital works fund" description: "A practical guide for committees budgeting long-term maintenance: what the CWF covers, how it's calculated, and how to avoid special levies." date: "2026-04-01" category: "Committee guides" author: "NovaSM"

The fund's purpose

The capital works fund exists to cover major, infrequent maintenance — re-roofing, lift replacements, repainting. Not day-to-day running costs.

The ten-year plan

Under the SSMA 2015, your scheme must hold a ten-year capital works plan. Review it annually; it is the single best defence against surprise special levies.

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